Consumer Law

Consumer Based Litigation

Claims brought by consumers against business entities alleging violations of statutes and regulations in regard to the collection of a valid debt is an exploding area of the law. Lawsuits brought by debtors against business entities seeking to collect money owed are typically governed by state and federal laws designed to protect the debtor. These cases can be very complex. Our law firm defends banks, credit card issuers, collection companies and other financial institutions and professionals in consumer based claims. We have extensive experience defending claims under Florida and federal legislation. We routinely appear in state and federal courts throughout Florida in defense of claims brought by consumers based on claims related to debt collection.

We have extensive experience defending class action type claims and individual claims that have been brought against banks, credit card issuers, collections agencies, law firms, businesses, and others under such legislation as the Fair Debt Collection Practices Act (FDCPA), Florida Consumer Collection Practices Act (FCCPA), Telephone Consumer Protection Act (TCPA), Fair Credit Reporting Act (FCRA), Florida Deceptive and Unfair Trade Practices Act (FDUTPA) and others.

In all of these matters, there are concerns about not just damages and legal fees but business reputation and notions of fair play in the marketplace that must be considered. Our experience in these types of cases gives us the foundation on which to help our clients through these difficult legal matters.

Risk Management for Financial Institutions, Businesses, Collection Companies and Others

Our firm not only handles active litigation in the area of consumer law but we also provide legal services for risk management, business planning and claims forecasting for our financial institution clients. With our broad knowledge of consumer law and our active role in the litigation marketplace we help banks, credit card issuers, collections agencies, law firms, businesses and others build training programs, contracts, and debt servicing plans that help to manage the risk inherent in the marketplace.